Posts Tagged ‘Development’

Using a Kansas Visitation Schedule

October 31st, 2022

It is essential to have an understanding of the laws regarding child custody and visitation in the state of Kansas before you create your visitation schedule. Learning these laws will help prepare you for making the schedule and also so you know what to expect in court. Kansas family laws regarding custody and visitation can be found in Chapter 60,Guest Posting Article 16 of the Kansas Statutes Annotated. Here you will find the definitions of the different types of custodial arrangements and also the different kinds of residential arrangements. According to the law, Kansas does not favor parental gender when awarding custodial rights and responsibilities. Both parents are considered equal and there is no presumption that infants and babies are better off with their mother. The main factor the court considers is the child’s best interests. The court looks at the following criteria when determining what is in the best interests of the child:

Each parent’s custodial preferences;

The child’s wishes he/she is of appropriate age and maturity to voice a preference;

The previously established relationships between each parent and the child and any other people who are important in the child’s life;

The child’s residential and care giving history;

How well the child has adapted to his/her current home, school and community;

Each parent’s willingness and capability to recognize the importance of the other parent in the child’s life;

Each parent’s willingness to help foster a meaningful and continuing relationship between the child and the other parent;

Any evidence of child or spousal abuse; and

Whether either parent, any person living in the parent’s home or in close contact with the child is a registered sex offender.

Both parents are expected to submit a parenting plan to the court and that plan must include a child visitation schedule, which is also called a parenting time schedule. Both parents working together is the best way to ensure your visitation schedule will serve your child’s best interests. An effective Kansas visitation schedule should have three basic components:

A regular schedule that dictates when each parent will spend time with the child on a regular, ongoing basis. The parents can design the schedule any way they wish as long as it meets the child’s needs and serves the child’s best interests.

Kansas Refinance Loans – Kansas Refinance Rates

April 21st, 2022

Like interest rates everywhere, the mortgage interest rates in Kansas are constantly on the move. If you have a Kansas mortgage loan and you are thinking about refinancing, learning everything you can about Kansas refinance rates will be to your benefit.

Adjustable Rates

Approximately half of the new mortgage loans in Kansas are adjustable rate mortgages (ARMs). This financing option is very popular because it allows borrowers to take advantage of low introductory rates, and in turn, lower monthly mortgage payments. When average interest rates drop, the rates on your mortgage follow suit. The bad part about ARMs is that average rates are constantly fluctuating. While payments may be low in the beginning, they can easily rise out of control within a few years. Current 5/1 ARM rates in Kansas average 5.67 percent.

Fixed Rates

If an adjustable rate mortgage sounds too risky to you, you also have the option of refinancing to a more dependable fixed rate mortgage. Fixed rates are normally a little higher than adjustable rates, but they are beneficial because the rate remains steady through the life of your loan. Regardless of what average rates are doing, your mortgage rate will never change and neither will your monthly payments. Current fixed rates on 30 year Kansas mortgage loans average 5.94 percent.

Getting a Good Refinance Rate

One of the main reasons to take out a Kansas refinance loan is to get a low interest rate. If you want to get the best deal and the best rates on your refinance, you will need to do some comparison shopping. Try to get quotes from several different lenders before making any refinance decisions. Whenever possible, compare ARM rates with other ARM rates and fixed rates with other fixed rates.